With over a decade of leadership in product development, underwriting, and risk management within the automotive finance and insurance (F&I) industry, Souvanna Southammavong delivers practical, innovative solutions that help businesses achieve measurable performance gains.

As the founder of Summitive Solutions, Souvanna partners with clients to streamline operations, develop competitive products, and integrate systems that support long-term growth. His areas of focus include Product Development and Innovation, Risk Analysis and Management, and System Configuration and Integration, with a strong track record of aligning strategy to bottom-line results.

Prior to launching his consultancy, Souvanna held senior leadership roles at APCO Holdings, Fortegra, and Kemper Insurance—guiding national product strategies, securing regulatory approvals, and managing complex underwriting portfolios. He is especially skilled at navigating the full product lifecycle, from concept and pricing through performance monitoring and continuous improvement.

A thoughtful strategist and data-driven decision-maker, Souvanna blends industry expertise with a collaborative approach to help organizations elevate their product offerings and stay competitive in a rapidly evolving market.

Education

MBA, Iowa State University
BA, University of Northern Iowa