
Case Study 1:
System Migration
We helped an F&I TPA modernize by migrating their legacy administration system to a new software platform. Our team audited their workflows and products, executed a phased migration plan, and trained staff for a smooth transition. The result: faster processes, improved data accuracy, and greater system reliability.
“Souvanna has attention to detail as he skillfully creates new product offerings that meet the customers needs.”
Shane J., top insurance provider
We partnered with a leading F&I TPA to launch a new RV service contract in a saturated market by conducting thorough research and designing unique coverage features like true “wear and tear” protection and a concierge service.


Case Study 2:
New Product Development
Additionally, we developed a competitive rating and pricing structure tailored to market dynamics. We ensured compliance across states and equipped dealers with training and marketing tools, resulting in rapid adoption, above-market attachment rates, and strong customer satisfaction driven by clear differentiation and streamlined claims.
Summitive Solutions is not confined to the past—we are passionate about the cutting edge designs shaping our world today.

Case Study 3:
Product Restructuring
We partnered with a leading F&I TPA to revamp their existing auto service contract offerings, addressing declining competitiveness and shrinking profit margins. By thoroughly analyzing their historical claims data and conducting extensive market research, we identified key risk factors and gaps in their pricing and coverage structure. Utilizing these insights, we developed new, granular rating factors—such as vehicle reliability, mileage tiers, and geographic adjustments—and introduced a modular product lineup with tiered coverage and optional add-ons. This approach enabled the client to better align premiums with risk and offer more attractive, flexible plans to dealers and consumers.